Zhaneta Gechev, Licensed Life Insurance Agent

All Posts By Zhaneta Gechev

Zhaneta Gechev is the founder of One Stop Life Insurance, an independent life insurance brokerage specializing in pre-underwriting and strategic carrier selection. Visa holders and foreign nationals are her specialty, and she also works with U.S. citizens and green card holders. She has been in the insurance industry since 2006 and is licensed in 43 states (resident license: Nevada, NPN 8909787). Her expertise has been featured in GOBankingRates, Insurance.com, and Insure.com.

How your weight affects your life insurance?

There are over 60 things that life insurance companies are reviewing when considering your application for coverage. Out of these things is our weight. So, how exactly does your weight affect your life insurance? We will answer this question and we will list how companies view your weight loss and what you can do to…

Life insurance with Keto Diet

Keto is taking the world by a storm. It is a way of life, where people are swapping carbs for healthy fats. There are many benefits of Keto, but did you know it keto can also save you money on your life insurance? Yes, that is true Keto affects your life insurance. In this post,…

Can you buy life insurance without a green card?

The United States is built on immigration. Many are creating a life here and have the need for financial planning and protection. So a question we get a lot is “Can I buy life insurance without a green card?”. The short answer to that question is yes, you can. In this post, we would outline…

Life Insurance for Undocumented Immigrants: How to Qualify

Yes, life insurance for undocumented immigrants is possible in the United States. The key is applying with the right life insurance company and working with an agency that understands how carriers underwrite immigration status, not just health. The majority of companies will decline an application before reviewing medical history if the applicant does not meet…

Ditch your outdated life insurance and upgrade

When was the last time you reviewed your life policy? Do you have outdated life insurance or the modern one? In our practice, we talked to countless people not sure what type they have and how it would protect them and their families. So we put together this guide. We will get straight to the…

Life insurance for international students

There are many students, who choose to continue or start their education in the US. Many of them have tried to secure life insurance protection, just to be turned down. Right from the start, we would like to tell you that: Yes, life insurance for international students is possible. In this guide, we would outline…

Know the basics of shopping for life insurance

Did you know many people avoid buying life insurance because they think it’s complicated and hard to get? They are leaving their families unprotected because of the many misconceptions surrounding life insurance. We noticed this and decided to create this complete guide and make life insurance simple to understand and secure. In this post, we…

How to get life insurance on your child’s father or mother

We get this question. A LOT: Can I get life insurance on my child’s father (or mother)? What options are available and who will be paying for it? We felt the need to answer all of these questions, so we put together this guide. We will outline if it’s possible, touch on insurable interest, and…

Ways use your life insurance to pay your medical bills

We will start out by saying that you CAN use your life insurance to pay for your medical bills. There are many companies allowing you to “use” your death benefit while you’re still alive. We’d like to think of it as a modern life insurance policy. In this guide, we will list when you can…