Zhaneta Gechev, Licensed Life Insurance Agent

All Posts By Zhaneta Gechev

Zhaneta Gechev is the founder of One Stop Life Insurance, an independent life insurance brokerage specializing in pre-underwriting and strategic carrier selection. Visa holders and foreign nationals are her specialty, and she also works with U.S. citizens and green card holders. She has been in the insurance industry since 2006 and is licensed in 43 states (resident license: Nevada, NPN 8909787). Her expertise has been featured in GOBankingRates, Insurance.com, and Insure.com.

Life insurance for international key employees – Easy Steps

Are you a company that has employees outside of the US? Have you employed foreign nationals in the US and need to secure coverage for them? As globalization expands, this becomes a very common situation for many organizations. Therefore, we felt the need to put together a guide, outlining the options and requirements to get…

Life Insurance for Japanese Citizens: What You Need to Know

The short answer? Yes – Japanese citizens can qualify for life insurance in the United States, even without a green card or permanent residency. You need a financial tie to the country, to be in the US during the application process, and to meet standard health guidelines. Keep reading for everything you need to know.…

Life Insurance for Americans working abroad

The world has no borders. People live and work in a number of different countries during their lifetime. We’ve dedicated many articles on the topic of globalization and the ever-changing world of life insurance. Therefore, we felt it is more than appropriate to outline what are the options for life insurance for Americans working abroad. In…

Wealth preservation for foreign nationals

The number of our global clients is rapidly increasing. People take full advantage of what the world has to offer and own properties and other assets across the globe. Therefore, we felt an urgent need to put together a guide outlining why wealth preservation for foreign nationals it’s absolutely necessary, ways and the steps to…

Will my life insurance payout if I die abroad

We hear this question often, especially from H-1B professionals who travel home every year or plan to move back one day. If you die outside the United States, will your family still receive the death benefit? For most U.S. policies, yes. The country where the death happens usually doesn’t matter. What matters is what you…

Life insurance as an estate planning tool for foreign nationals

Are you are a foreign national considering the ways to maximize your estate? Are you aware of the consequences if you do not plan accordingly or what your family could expect should you pass away? In this post, we want to go over the importance of estate planning and why you should act now. We…

How international travel affects your life insurance

Do you travel abroad? Did you know that international travel affects your life insurance? If you spend too much time abroad, you might not qualify for the best rates or your application could even be declined. In this article, we explain how life insurance companies view foreign travel and what factors they consider. Here is…

How to get life insurance if underweight

Weight is an important factor when it comes to getting your life insurance application approved. In fact, it could be just as challenging to obtain life insurance if underweight, as if you weigh a few extra pounds. We wanted to take the time and touch on this topic. In this guide, we would outline some…

Life insurance after bariatric surgery

The number of bariatric (weight loss) surgery has increased dramatically over the past years. More and more people undergo a form of gastric surgery in an effort to achieve a healthy BMI. How exactly would it affect your life insurance, what companies are looking for and possible ratings are all questions we will answer in…