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Living Benefits vs Cash Value in Life Insurance

Have you heard the term “you don’t have to die to use your life insurance”? What exactly does it mean? In what ways can you use your life insurance while still alive? In this post, we will go in-depth, outlining what the main differences are between living benefits vs. cash value. We will explain what…

Reasons to get NO medical exam life insurance

Did you know that you can secure a life insurance policy with no medical exam? Is that option better and why? What are the things that you need to look out for and what are the advantages? In this guide, we will answer these questions. We will list the reasons why and when no medical…

Life Insurance with Living Benefits: Real Protection While You’re Alive

Life insurance you don’t have to die to use. Most people think of life insurance as something that helps only after they’re gone. But what if it could step in while you’re still here? Every 40 seconds, someone in the US suffers a heart attack. For many, the physical recovery is just the beginning: medical…

Life insurance for a foreign spouse

Love knows no boundaries. In today’s globalization, it is very common for a US citizen to marry a foreign national. We’ve helped many families secure the coverage they need regardless of their country of origin. Therefore, we decided to create a guide outlining how to get life insurance for a foreign spouse. Life insurance is…

My life insurance beneficiary is in another country: How it works

It is no secret that the world is becoming more and more globalized each day. We are easily connected with friends, family, or business partners across the globe. Therefore, it is no surprise that very often we run into the question: What if my life insurance beneficiary is in another country? Is that possible? Are…

Life insurance with Down syndrome

Have you tried finding life insurance for a family member with Down syndrome? Or maybe you even applied, just to get a denial? We talked to countless families who don’t understand why life insurance with Down Syndrome is so challenging. Well, we listened and wanted to create this guide and outline straightforward answers, options, and…

Steps to get life insurance with alcohol abuse

Have you ever tried to secure life insurance with alcohol abuse? Did you think it would be this challenging? Do you have a family member who’s battling an addiction? Companies are really taking alcohol abuse seriously and have strict guideless. In this article, we would outline the steps to secure life insurance and list all…

Can you get life insurance with drug addiction?

Have you applied for life insurance only to be turned out due to an addition? Or, have you ever wondered what exactly companies are looking for and what is the best option out there for life insurance with drug addiction? This is exactly what we would go over in this guide. We would outline what…

Is there life insurance for children with addiction?

There is no doubt that drug usage in the US and across the globe is a growing problem. Parents are faced with new challenges and unfortunately one of them is: are they able to buy life insurance for children with addiction? As parents ourselves, we’re here to tell you that there are ways to secure…