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5 Reasons why NOT to buy life insurance as a college savings plan

Written by Zhaneta Gechev

Many agencies market life insurance on children as a way to pay for college. Are you wondering if this is a good idea? Can you really use life insurance as a college savings plan? We’ve heard this question over and over again, and we wanted to give the numbers and let you decide for yourself… More

What is life insurance? [the real answer]

Written by Zhaneta Gechev

What is life insurance? What is the use of it? There are 2 equally true answers to these questions: the legal, terminology answer and the real answer. In this post, we will go over both of them. Regardless which one you prefer, life insurance is a necessity. Did you know that many people think they.. More

Life insurance for children with leukemia [Top 3 options]

Written by Zhaneta Gechev

”Give thanks for the healthy kids in your life and give to those who are not” These words come to my mind, every time I look at St. Jude Children Research Hospital calendar. When I was going through, I couldn’t help but noticed that nearly half of the children photographed had some form of leukemia… More

Life insurance for Canadian citizens

Written by Zhaneta Gechev

Are you a Canadian citizen who has questions about life insurance in the United States? Great, because we have the answers for you. In this post, we will go over the basic requirements to obtain coverage and all the guidelines that must be followed. So let’s dive right into it. We’ve created 2 major categories.. More

Life Insurance for Foreign Nationals

Written by One Stop Life Insurance

Are you born outside of the United States? Well, you are not alone. According to US Census, nearly 13% of the population is foreign-born and almost 1 in every 4 children under 18 have at least one foreign-born parent. The numbers are increasing and speaking for themselves. Therefore, we felt the need to create a.. More

Children and Family

Written by One Stop Life Insurance

For many, having children and family is the true meaning of life. However, please take a moment and ask yourself: “Should something happen to me today, will my family have enough funds to survive?” It is unpleasant thought; we understand that, but an important one. At One Stop Life Insurance, we are truly passionate about.. More

Life insurance on preemies

Written by Zhaneta Gechev

Pregnancy is one of the most memorable experiences in a woman’s life. It is scary, exciting, uncomfortable and wonderful all at the same time. However, there are times when for one reason or another, the baby arrives before it is full term. This can lead to many health complications for baby and mom. This is.. More

Life insurance on children with Down syndrome

Written by Zhaneta Gechev

Down syndrome occurs in people of all races and economic levels. It is one of the most common genetic disorders in the United States. Therefore, we felt the need to provide parents with options when it comes to life insurance on children with Down syndrome. In this post, we will go over why it is.. More

How is your life insurance rate determined

Written by Zhaneta Gechev

Have you ever wondered how exactly is your life insurance rate determined? What factors are considered and how they affect your premium?  Well, in this post we will dive deeper in life insurance rates and go over the basic factors determining your premium. First off, we would like to start by clarifying that there are.. More