Life insurance with living benefits if undocumented

There is a stigma around people without documents. In this time and age, it is hard to believe that people with undetermined immigration status are having a hard time securing coverage to protect their families. Many of the clients we help are happy to know that they finally have found an insurance company that will…
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Survivorship life insurance for foreign nationals

There are various life insurance products, addressing different needs. There is one type of policy that it’s not well known and we consider it the “hidden gem” – it is survivorship life insurance or second to die policy. In this post, we would list what exactly this product does, its benefits, and why survivorship life…
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Life insurance for Parole in Place

The US government has put in place various programs to help military families stay together. One of these programs is Parole in Place (PIP), and even though the program may come to an end, they are many families still filing their applications. So, what is Parole in Place and why discuss life insurance for Parole…
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Life insurance with living benefits for people with diabetes

Are you or someone you know diagnosed with diabetes? Have you considered the financial implications should you develop any complications? We want you to take a second look at life insurance with living benefits with diabetes. We consider it a “must-have” for anyone diagnosed with this illness or who has higher chances of developing diabetes.…
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Are all companies offering the same living benefits?

Accelerated Benefit Riders or as often referred to as living benefits are gaining momentum. More and more people are learning about the option to have this feature offered by their life insurance carrier. However, what exactly are living benefits and are living benefits the same amongst the life insurance companies? Well, this is exactly what…
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Life insurance with O-1 Visa

O-1 visa is a nonimmigrant type of visa. It is issued for the individual who possesses extraordinary ability in the sciences, arts, education, business, and etc. Even if here on a temporary basis, many families are still in need of life insurance coverage. In this guide we would outline how to secure life insurance O-1…
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Life insurance options with H1B Visa

H1B is a specialty type of visa, allowing people to legally work and live in the US. While here, people are building their lives and starting families. It is natural to consider securing the need for coverage. In this guide, we would outline the life insurance options with H1B visa. We would answer common questions…
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4 Ways to collect from a life insurance policy

Life insurance is peace of mind that our families would be financially taken care of should we pass away. But, did you know that there are in fact 4 ways to collect from a life insurance policy? In this guide, we would go over the ways a policy would payout, even if you are still…
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Final expense without a green card

Life insurance is an essential part of anyone’s financial plan. It provides you with peace of mind that your family would be able to say their goodbyes properly, not worrying about how to pay for your funeral. There is a special plan, designed to cover your burial cost. However, not every company would offer you…
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