Are all companies offering the same living benefits?

Accelerated Benefit Riders or as often referred to as living benefits are gaining momentum. More and more people are learning about the option to have this feature offered by their life insurance carrier. However, what exactly are living benefits and are living benefits the same amongst the life insurance companies? Well, this is exactly what…
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Life insurance with O-1 Visa

O-1 visa is a nonimmigrant type of visa. It is issued for the individual who possesses extraordinary ability in the sciences, arts, education, business, and etc. Even if here on a temporary basis, many families are still in need of life insurance coverage. In this guide we would outline how to secure life insurance O-1…
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Life insurance options with H1B Visa

H1B is a specialty type of visa, allowing people to legally work and live in the US. While here, people are building their lives and starting families. It is natural to consider securing the need for coverage. In this guide, we would outline the life insurance options with H1B visa. We would answer common questions…
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4 Ways to collect from a life insurance policy

Life insurance is peace of mind that our families would be financially taken care of should we pass away. But, did you know that there are in fact 4 ways to collect from a life insurance policy? In this guide, we would go over the ways a policy would payout, even if you are still…
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Final expense without a green card

Life insurance is an essential part of anyone’s financial plan. It provides you with peace of mind that your family would be able to say their goodbyes properly, not worrying about how to pay for your funeral. There is a special plan, designed to cover your burial cost. However, not every company would offer you…
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Final expense for foreign nationals

Are you currently living in the US and are trying to secure a life insurance policy? Have you been turned down due to your residency status? Well, we are here to tell you that there are options to secure final expense for foreign nationals. In this guide, we would outline some of the basics of…
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Life insurance for undocumented parents

Countless immigrants have built a life in the US and many need life insurance coverage. Unfortunately, due to their immigration status, they are oftentimes told “NO” and leave their families unprotected. We’ve made it our mission to help foreign nationals and their families find the coverage they need. Therefore, we’ve created this guide on how…
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Are living benefits and long term care the same

The insurance world could be challenging at times. With many available products on the market, it is not always easy to know exactly which one is the best for you. We wanted to outline some of the major differences between the two important products to have: living benefits and long term care insurance. Now, when…
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Life insurance with living benefits in California

The Golden State, also known as California, is a unique place to visit and live. It is best known for its long beaches and gorgeous weather year-round. However, did you also know that California has unique state laws and regulations when it comes to life insurance?  Therefore, it is no surprise that trying to secure…
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