Life Insurance 101

Are all companies offering the same living benefits?

Accelerated Benefit Riders or as often referred to as living benefits are gaining momentum. More and more people are learning about the option to have this feature offered by their life insurance carrier. However, what exactly are living benefits and are living benefits the same amongst the life insurance companies? Well, this is exactly what…

Ways to collect from a life insurance policy

Life insurance is peace of mind that our families would be financially taken care of should we pass away. But, did you know that there are in fact 4 ways to collect from a life insurance policy? In this guide, we would go over the ways a policy would payout, even if you are still…

Are living benefits and long term care the same

The insurance world could be challenging at times. With many available products on the market, it is not always easy to know exactly which one is the best for you. We wanted to outline some of the major differences between the two important products to have: living benefits and long-term care insurance. Now, when we…

Life insurance with living benefits in California

The Golden State, also known as California, is a unique place to visit and live. It is best known for its long beaches and gorgeous weather year-round. However, did you also know that California has unique state laws and regulations when it comes to life insurance? Therefore, it is no surprise that trying to secure…

How to decide if a term or permanent policy is best

There is a lot of confusion today when it comes to what type of product should you secure. There are many experts trying to persuade you to buy one or the other. But, how do you know which one is right for you and not their pocketbook? In this guide, we want to give you…

How to buy life insurance (steps and FAQs)

Life insurance is not an everyday purchase. In fact, for many its something they think of only 3-5 times during their lifetime. Naturally, there are many misconceptions surrounding the process and questions on how to buy life insurance. What are the process and the steps necessary to secure a policy? This is what we want…

Can life insurance keep you out of jail?

How can life insurance keep you out of jail? How are the two even connected? Well, we will answer these questions by exposing the rising problem many are facing and present you with a solution. Stay with us and we would uncover an increasingly serious concern. It is really shocking to learn that in 2020…

Why now is the best time to buy life insurance

When creating this guide, we are in a worldwide declared pandemic. A lot is changing in our daily lives and as of now, there are more questions than answers. However, we’ve noticed several subtle changes amongst carriers and wanted to share with you why now is the best time to buy life insurance. We’ve divided…

Can you buy life insurance during coronavirus?

We are currently in uncertain times and still trying to tame the coronavirus outbreak. Schools, restaurants and other public places are closing down, while hospitals are preparing to treat thousands of patients who have or may contract the virus. In these unsettled times, we are reminded of our mortality and many are considering life insurance…