Life Insurance 101

When was the last time you reviewed your life policy? Do you have outdated life insurance or the modern one? In our practice, we talked to countless people not sure what type they have and how it would protect them and their families. So we put together this guide. We will get straight to the.. More

Know the basics of shopping for life insurance

Written by Zhaneta Gechev

Did you know many people avoid buying life insurance because they think it’s complicated and hard to get? They are leaving their families unprotected because of the many misconceptions surrounding life insurance.  We noticed this and decided to create this complete guide and make life insurance simple to understand and secure. In this post, we.. More

We will start out by saying that you CAN use your life insurance to pay for your medical bills. There are many companies allowing you to “use” your death benefit while you’re still alive. We’d like to think of it as a modern life insurance policy. In this guide, we will list when you can.. More

Have you heard the term: you don’t have to die to use your life insurance? What exactly does it mean? In what ways can you use your life insurance, while still alive.  In this post, we will go in-depth outlining what are living benefits and cash value. We will explain what each means, list the.. More

Did you know that you can secure a life insurance policy with no medical exam? Is that option better and why? What are the things that you need to look out for and what are the advantages? In this guide, we will answer these questions. We will list the reasons why and when no medical.. More

Have you ever heard the term living benefits? Do you know how do they work? And most importantly, is it really worth it to buy life insurance with living benefits? These are all valid and excellent questions. In this guide, we would tackle the topic and outline what are living benefits, how can you use.. More

Why life insurance is expensive? [or is it]

Written by Zhaneta Gechev

“Life insurance is expensive” or “How much does life insurance cost?” These are some of the most common things that people say when they hear life insurance. And we get it. Life insurance is expensive, or is it? We wanted to take the time and really go in depth and put together this guide to.. More

Do I need life insurance if…[the most common questions answered]

Written by Zhaneta Gechev

Do I need life insurance? We’re sure that this is one of the first things that come to mind when one hears life insurance. The most common answer that we give to ourselves is: “probably yes, but….”. And then it begins. As people, we tend to avoid topics that we don’t want to think about.. More

What is life insurance?

Written by Zhaneta Gechev

What is life insurance? What is the use of it? There are 2 equally true answers to these questions: the legal, terminology answer and the real answer. In this post, we will go over both of them. Regardless of which one you prefer, life insurance is a necessity. Did you know that many people think.. More