Family

What is Accidental Life Insurance?

There is a group of policies on the market today called accidental death life insurance policies. Many of our clients have called us inquiring about the product and its advantages and limitations. We felt the need to put together this guide and outline what is accidental life insurance and is it really worth it.  We…
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Guaranteed Acceptance Life Insurance

There are instances when for one reason or another you can not get life insurance. Then what do you do? What are your options to secure a policy? We’ve had countless families reach out to use with these very questions, so we felt the need to put together this guide. We would outline what is…
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life insurance on your child's father boy holding a hand

How to get life insurance on your child’s father or mother

We get this question A LOT: can I get life insurance on my child’s father (or mother)? What options are available and who will be paying for it? We felt the need to answer all of these questions, so we put together this guide. We will outline if it’s possible, touch on insurable interest and…
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Life insurance with Down syndrome

Have you tried finding life insurance for a family member with Down syndrome? Or maybe you even applied, just to get a denial? We talked to countless families who don’t understand why life insurance with Down Syndrome is so challenging. Well, we listened and wanted to create this guide and outline straightforward answers, options, and…
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Steps to get life insurance with alcohol abuse

Have you ever tried to secure life insurance with alcohol abuse? Did you think it would be this challenging? Do you have a family member who’s battling an addiction? Companies are really taking alcohol abuse seriously and have strict guideless. In this article, we would outline the steps to secure life insurance and list all…
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Can you get life insurance with drug addiction?

Have you applied for life insurance only to be turned out due to an addition? Or, have you ever wondered what exactly companies are looking for and what is the best option out there for life insurance with drug addiction? This is exactly what we would go over in this guide. We would outline what…
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Life insurance for children with addiction

Is there life insurance for children with addiction?

There is no doubt that drug usage in the US and across the globe is a growing problem. Parents are faced with new challenges and unfortunately one of them is: are they able to buy life insurance for children with addiction? As parents ourselves, we’re here to tell you that there are ways to secure…
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Life insurance for children with Type 1 Diabetes

Type 1 diabetes occurs in people of all races and economic levels. As of today, there is no cure and it is NOT preventable.  Therefore, we felt the need to provide families with options when it comes to life insurance for children with type 1 diabetes. In this post, we will go over why it…
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Life insurance and student loans

Why life insurance and student loans should go hand in hand?

Why should you consider getting life insurance when applying for a student loan? What happens to the debt should something happen to the borrower? These are just some of the questions that might be going to one’s mind when signing or co-signing on a student loan application. In this post, we’ll cover just that. There…
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